Skip to main content
Axcess is a credit platform that connects approved lenders with institutional borrowers through dedicated lending vaults. A lender chooses a facility, deposits its supported asset, and receives vault shares. The borrower draws available capital and is responsible for returning funds to meet lender redemptions and the facility’s obligations. Each vault has one configured borrower and its own accounting, rate, capacity, and withdrawal schedule. Choosing a vault creates exposure to that facility; it does not automatically spread your capital across every borrower on Axcess. Separate vault accounting does not by itself establish legal bankruptcy protection, and several facilities can share exposure to the same borrower. Axcess combines on-chain accounting with borrower onboarding, monitoring, and legal agreements. The contracts record deposits, share ownership, borrowing, repayments, and claims. Credit assessment, exchange-account monitoring, decisions about default, and recovery of assets outside the vault also depend on people, service providers, and the facility’s agreements.

The Basic Flow

  1. Choose a vault. Review the borrower, asset, rate, withdrawal schedule, agreements, and risks.
  2. Complete onboarding. Complete KYC/KYB procedure, obtain approval for the wallet and facility and accept the applicable agreement.
  3. Deposit. Shares are issued immediately and begin earning under the vault’s interest rules.
  4. Borrower draws and repays. Capital can leave the vault for the borrower’s permitted activities.
  5. Request redemption. Your shares enter the withdrawal queue and become eligible at a scheduled boundary.
  6. Claim funded proceeds. Once the matured requests are fully funded, claim your assets to your wallet.